Where prospective lenders suspect mortgage fraud they can contact HMRC for confirmation that income declared on a mortgage application equals income declared to HMRC.
On the face of it a good thing.
But what gives HMRC the right to give this information to third parties?
My enquiry to HMRC reveals their authority is s18(2)(a) Commissioners for Revenue & Customs Act 2005.
I have had a look and to be honest I don't understand it.
Does that indeed give them the authority to disclose information to third parties?