Just a heads up to warn others that an error in the Beta document service at Companies House lists people as ACTIVE directors of companies that may have been liquidated or dissolved some years ago.
This has caused two of my clients some trouble as a very recent credit report from Experian lists these as current appontments, clearly having regarded data from Companies House as being correct.
Companies House advises me that they are aware of the problem, but I wonder how many people are going to be affected by low crediit ratings when they are listed as active officers of companies that have not filed accounts for a number of years!
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Whilst the issue definitely needs correcting (as it misrepresents a current directorship), surely a company with their own credit rating, would not impact on individual directors own credit ratings?
I would guess that Experian (and others) take into account all aspects of an individuals circumstances and on the report I saw, my clients were definitely listed as current Officers of a Company that had been liquidated 5 years ago. A further complication is that individual information is correct as per the current appointments but is not the same as information that was relevant 5 years ago when the previous appointments were terminated. The enquirer would not pick this up and just see current Director/Secretary information that does not agree.
I have also checked on some companies that have been simply dissolved, and the same situation applies.
Experian will not say why their rating is low but might perhaps instruct my clients to go back to the source of the apparent discrepancy and get the error corrected, but how do you do that with Companies House?
