Some of my clients would like to pay my fees with a credit/debit card.
Are Google Check Out and Payal the best options? I would also like client to make the payment through a link on my website.
Thanks
Replies (5)
Please login or register to join the discussion.
Paypal
I've set up a paypal account and have a link on my website. I've only taken one payment this way in six months. It seems the best option rather than having to pay a monthly fee. I insisted that the client add 3.5% to cover transaction charges which he was happy to do.
have a system but have never had a client use it
I have something set up with voice-pay where there was no set-up fee and no monthly fee. The costs are around 2.25% so a saving on Paypal. I also have a pay option on my website which allows the client to enter the amount.
You will see that voice-pay have other specialisms such as payment via voice recognition but you need to be in touch about there virtual terminal and web payments solution. I've certainly not found anything that is cheaper without a monthly fee.
PayPal Convenience but ..
Does it protect your customers in the same way as 'normal' credit cards - consumer protection rights?
http://www.which.co.uk/consumer-rights/online-shopping/paypal---your-rights/paypal-protection-problems/
Historically accepting the PayPal Terms of Service mean't effectively waiving your rights to credit card consumer protection laws against unauthorized charges. Furthermore, chargebacks could not be issued for anything purchased using your credit card and PayPal which is found to be unsatisfactory - of course they may have changed recently but - http://www.paypalsucks.com/
http://whatconsumer.co.uk/paypal-consumer-protection-inadequate/
There are real horror stories surrounding PayPal - suggest you Google them
Paypal
We are not talking about goods here are we?
We have been offering Paypal to our subscribers for a year and have had no problems. The consumer protection part is not really necessary because we are not dealing in goods and if anything were to go wrong we would by-pass PAYPAL and go straight to the customer to resolve the issue.
Been in negotiation with a bank about about accepting cards and found that this is very tricky - it seems that we are expected to set up a new secure shopping cart (more cost and a monthly fee) so that we can then take card payments. Following the credit crisis banks are so risk adverse that it seems that it is impossible to set up DDs (which would be a handy thing what with changing VAT rates).
When I have a minute I am going to investigate Worldpay instead.
Virtual tax support for accountants: www.rossmartin.co.uk