ICPA Insurance
Just moved to ICPA and taken their insurance of course. Just noticed that it says "no retroactive cover". When I have had PI insurance before, it has always refered back to when I started in practise.
Is this leaving me open to potential problems?
Of course I will ask ICPA, but wanted opinions from "outside" as it were.

Known claims
They may be refering to claims lnown at the time that you joined. I seem to remeber on joining a few years ago the ACPA advertised that the insurance covered you from the start of your practice. I would be very interest to know the answer that ACPA give you