Advice needed. Come clean or not?

Ok, here's the scenario.

I run a small business with my fiancée. We are the only two employees. We have a reasonable income to the business of around about 100k per year. we operate a model I low monthly income and roughly quarterly dividends.

Since the end of last year we haven't kept on top of our accounts. And thus we haven't been in a position to assess the dividend. We have had various personal cash flow needs and have thus just taken money from the company as and when needed. We now find ourselves at the end of the year with a whole year to do and having not stuck to the dividend model.

As I see it we have two choices;

Either I create some accounts from the bank statements, adjusting them to ignore the drawn money to us and fabricate the bank balances before asking my accountant to retrospectively produce dividend paperwork and pretend that everything is ok.

Or, I confess all to the accountant, hand over an honest download of the bank accounts and ask them to build the years accounts.

Question really is that as I have been stretching the rules, if not breaking them, will my accountant understand an help to fix this or do I need to avoid them seeing this?