Anyone have clients that use Pay4Later to offer customers credit?

Anyone have clients that use Pay4Later to offer...

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A retail client (selling high value items - cookers etc.) is looking at providing a interest payable or interest free finance option to customers.

They've researched and found a company called Pay4Later.

What they like about this company is that everything is online and paperless, and applications seem pretty straighforward.

Does anyone have experience (or have clients with experience) of Pay4Later and are they recommended please?

Any other suggestions?

I know Premium Credit do a similar thing for accountants and insurance brokers, but I don't think they do it in the retail sector. In anycase I wouldn't recommend them as the Premium Credit interest rate on a Towergate insurance policy we have quietly increased from 10% to 20% this year, so we won't be using them in the future!

Thanks for any advice or recommendations

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