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20 feet from disaster as fire rages next door

13th Jul 2012
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Earlier this week the factory next to my warehouse burnt down and the flames stopped 20 feet from my door . It got me thinking . Let's say we went up in smoke and let's say we submitted a claim . How long would it take to get even an interim payment ? How long would it take to get re-established ? How many customers would not come back ? How much management time would it take away from other business interests ? It's a sobering thought.

My partner was disappointed. He had 2 cars parked against the wall of the factory and was hoping to claim for 2 written off motors. It was the other side that went up and the side he was agaisnt was intact.

On a happier note I can confirm that the usual stench of chickens (it is a meat and poultry factory) has been replaced by the aroma of roasters ....and most importantly nobody was injured. Job well done by fire brigade - our good old public sector friends.

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By User deleted
13th Jul 2012 11:06

Insurance to cover the gap ..

Surely this is an opportunity for some enterprising insurance company to offer cover for this area

After all when you buy a new car they try and flog you 'gap' insurance to cover the price of the car .v. what the insurance will pay out

So if you prang the vehicle & write it off as driving out of the show room the insurance will only cover you for say 90% of the loss & the gap insurance covers the additional 10%

Always strikes one as wrong that the insurance industry doesn't cover the full amount paid under these circumstances and wants a second bite to properly cover one!

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Norman Younger
By Norman Younger
13th Jul 2012 13:43

Insurance

They woudl probably have done so but no doubt it would be over-regulated and make so much trouble and problem for the policyholder , after all it is an old car. It's pricelss to the owner but worthless on book value. Herein lies the problem, the good old "book" value or lack thereof for a well tired Vauxhall Omega with 6 figures on the clock

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By User deleted
13th Jul 2012 21:21

Oh ...

... I thought you were blogging about "The Archers"

    :o(

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