The trouble is, you either go too high or too low! At least, that's how it looks to me.
Life is tough on the front line of accountancy. For more than five years, our intrepid correspondent has been bringing us news and views from a typical West Country practice.
... about Auto Enrolment? Now that tax return season is over (all bar the billing anyway), I seem to be hearing more and more about Auto Enrolment. Even clients are asking about it - that's when I start to take things seriously.
We all know it's not easy to find a so-called "reasonable excuse" as far as HMRC are concerned. This one sounds pretty good to me.
The last week of 2013 tax return filing has just taken a turn for the worse with the return of wet weather. Driving to a client yesterday I met three "Road closed" signs en route and had to find detours.
Clients come in all types, all businesses - and all ages.
We have a few active clients well over pension age, especially farmers, but we don't have any under 18. Or, at least we didn't until last week.
So we're all half way through January and 31st is looming large. How is it looking for you?
A happy new year to AccountingWEB readers from a very wet West Country.
Water levels are still rising, sea defences are struggling with the onslaught from the Atlantic - and the usual suspects are struggling to get their 2013 tax return information to us.
Same client, same problem.
I have written about this before, but it still won't go away.
I'm not surprised to see that the financial services industry has washed its hands of automatic enrolment admin. When the Government first announced it the pensions industry was insisting that this was a financial services job, so hands off everyone else.
Someone asked me recently what I enjoy most about my job. I said it was the unpredictability of it, I love the variety. I spoke too soon.