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In the spring of this year, The Pensions Regulator (TPR) asked more than 130 accountants dozens of questions about automatic enrolment.

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Those "waking up to money" or to headlines in selected media (ahem!) will be gasping over their croissants at the headline. Is this a further raft of legislation ?

1. You don't know what a 64-8 is.

2. You've never made a principal private residence election

3. You prepare tax returns, instead of offering a tax service

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I repeat the Daily Mail’s headline which is absolutely accurate.

As I didn’t dare hope, the Treasury continue down the pension reform fairway.

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