We recently ran a very small Focus Group for our web-site

There are certain individuals that are driving change within the professions.

Here is a link to one of them.

Debt is the biggest curse of our time----it enslaves us all.

The second biggest curse is going to Law over debt, has been set up to help all litigants in person.

SME's can be "litigants in person" as well as individuals.

This is a draft of the e-book Help4Lips (H4L) is producing to help people to deal with debt.

It is a DRAFT, and as such we will appreciate all comments.