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Accountants Reference when not qualified?

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Hi,

I'm a 20 yr plus QBE, had my own small practice for about 3 years (mostly based around advisory) and for the first time I've been asked for an Accountants Reference re: a clients' mortgage application.  Yes, I know I 'should have' completed my CIMA studies, however I was wondering if anybody could give me some advice on how others have/have not satisfactorily managed this.

Any responses/insight would be gratefully received.

Best wishes,

Simon

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