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Are business interruption claims declarable for UC

Are business interruption claims declarable for universal credit?

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I pretty certain that SEISS claims are declarable because they're income substitution,  but the local council grants (ARG etc) and the business rates grant (£10k etc) aren't because they're intended to cover property related costs.

So, following on from that and recent court decision, what about business interruption insurance claims?  Presumably, they cover both loss of profit AND business costs don't they?  So any definitive answer as to whether they're declared or not?

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By Paul Crowley
20th Jan 2021 13:50

Read the policy and the claim
Loss of profit is profit

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By paul.benny
20th Jan 2021 14:47

Given the Supreme Court judgement was only a couple of days ago, I doubt that the DWP have issued any definitive guidance.

That said, I would work on the basis that BI payouts are considered income for UC purposes.

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By meadowsaw227
20th Jan 2021 18:03

So you do not have to declare the local council or business rates grants .
I've been doing it all wrong ! .

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By Paul Crowley
20th Jan 2021 18:10

Ken
If you are correct, please quote reference
Please do not say 'I phoned them'

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By paul.benny
20th Jan 2021 20:32

I was also sceptical that the grants were disregarded for UC. But Citizens Advice pages confirm this:
https://www.citizensadvice.org.uk/benefits/universal-credit/on-universal...

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