I am just dealing with a pensions advisor. Their insurance premium has increased from £6000 per year to £30000 per year just after the year I am dealing with. The premium has increased due to the type of advice given, on cashing in occupational schemes. This advice has not been given for a while following industry standard and not since the business year end. Can I accrue for any of the increase in PI cover? I would never have considered this before but the increase is specifically due to the one type of work that is now not done, can we get the matching concept to work? Thanks for your thoughts.