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cash at the barbers restaurants etc

why do i have to pay in [email protected]

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So I live in a certain county and wherever I go for a harcut I am told I can only pay in cash.  I previously lived in a London borough and also had to pay in cash.

If I asked why a barber's if they have a cash machine I always get the reply 'we only take cash: and by the way, there is a cash machine over the road that you can use.'  I have enquired of friends and colleagues and I cannot find one who is able to pay by card.  

Today three of us went to a smart cafe in a London Borough and to my amazement they have no card machines and we found it almost impossible to get a bill out of them and were given only a total figure.  I do believe that this practice is spreading and to be honest I find it disgusting when so many honest businesses must and do declare everything.

So my question is 'why?'  I am sure that Inspectors of Taxes have haircuts and also visit this long established and well known smart cafe. 

Why isn't the practice stopped and why in my opinion is the demand for cash at tills increasing.  Like I said it makes me very angry .   Its basically mocking the taxman, you and me.  I bet they themselves like receipts and pay by card when they go to Tescos and quite right to.  Do other colleagues experience the same issue as me and feel as angry about the whole experience?  

Replies (92)

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RLI
By lionofludesch
10th Apr 2019 17:57

Personally, I find it insulting that you assume that cash is not recorded.

Furthermore, this insistence - particularly prevalent amongst young people - of paying trivial amounts by card as, frankly, just a little bit weird.

Given the disproportionate charges for receipt of monies by card, I'm not at all surprised by a resurgence in cash. Last year's legislation didn't help the cashless cause.

Thanks (19)
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By andy.partridge
10th Apr 2019 18:00

Chill out, David.

Cash does not mean fraud. There is a cost attached to taking cards that small businesses might be reluctant to incur. If you are uncomfortable dealing in cash just take your business elsewhere.

My barber does take cards, by the way. Annoyingly to me my nearest cafe has gone cashless. That is worse than taking cash only in my view.

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By penelope pitstop
10th Apr 2019 18:05

I asked my hairdresser client why he accepts cash and card.

He said he asks for cash only if the customer wants a weird hairdo (He calls it a weirdo).

Short back and sides - he allows card payments.

Moral: Look smart, pay card. Good motto to live by!

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RLI
By lionofludesch
10th Apr 2019 18:05

Did I not read something earlier this week about the Government encouraging supermarkets not to issue receipts unless requested ?

Saving the planet or something, if I recall correctly.

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Replying to lionofludesch:
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By Tax Dragon
10th Apr 2019 23:11

We bought five items at a supermarket. The till receipt was over 0.3m long.

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Replying to Tax Dragon:
RLI
By lionofludesch
11th Apr 2019 09:19

I thought Brexit would mean we didn't have to bother with these unintelligible units.

Back to chains, roods, Fahrenheit and groats.

Thanks (6)
Replying to lionofludesch:
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By andy.partridge
11th Apr 2019 09:33

lionofludesch wrote:

I thought Brexit would mean we didn't have to bother with these unintelligible units.

Back to chains, roods, Fahrenheit and groats.

Yes, bring back Fahrenheit. Life was much simpler with it:

40s coat, scarf and gloves
50s coat
60s light jacket or light jumper
70s T-shirt
80s no clothes, lots of suntan oil

With Celsius I haven't a clue what to wear.

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Replying to andy.partridge:
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By Mr_awol
11th Apr 2019 10:39

On the plus side, the chances of you oiling up naked are presumably reduced - good news for the rest of us.

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Replying to andy.partridge:
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By Tax Dragon
11th Apr 2019 11:03

For a moment there I thought you were talking about your life through the decades.

Either way, I'm glad you stopped before the noughties.

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Replying to Tax Dragon:
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By andy.partridge
11th Apr 2019 11:28

Ha! Not quite, that would make it an unintended satire on climate change.

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Replying to andy.partridge:
By Red Leader
11th Apr 2019 18:35

andy.partridge wrote:

lionofludesch wrote:

I thought Brexit would mean we didn't have to bother with these unintelligible units.

Back to chains, roods, Fahrenheit and groats.

Yes, bring back Fahrenheit. Life was much simpler with it:

40s coat, scarf and gloves
50s coat
60s light jacket or light jumper
70s T-shirt
80s no clothes, lots of suntan oil

With Celsius I haven't a clue what to wear.


How about:
5
10
15
20
25
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Replying to Red Leader:
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By andy.partridge
12th Apr 2019 10:15

I'm sure you are right (I don't know, but I trust you), thing is it would take a reprogramming of a lifetime of experience doing things the old way. Not easy.

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Replying to andy.partridge:
By coolmanwithbeard
13th Apr 2019 11:17

My first read of this was with the numbers as decades and the effect of global warming!

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Replying to coolmanwithbeard:
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By Tax Dragon
13th Apr 2019 12:14

1) coolmanwithbeard

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Replying to andy.partridge:
By coolmanwithbeard
13th Apr 2019 11:17

My first read of this was with the numbers as decades and the effect of global warming!

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Replying to coolmanwithbeard:
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By Tax Dragon
13th Apr 2019 12:15

2) warmmanwithdesignerstubble

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Replying to andy.partridge:
By coolmanwithbeard
13th Apr 2019 11:17

My first read of this was with the numbers as decades and the effect of global warming!

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Replying to coolmanwithbeard:
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By Tax Dragon
13th Apr 2019 12:16

3) (you know where this is going) hotmanwithshavedeyebrows

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Replying to Tax Dragon:
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By andy.partridge
13th Apr 2019 13:53

Boyfriend ranking?

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Replying to andy.partridge:
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By Cheshire
13th Apr 2019 14:41

Tinder username!

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Replying to lionofludesch:
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By leon0001
12th Apr 2019 10:43

lionofludesch wrote:

I thought Brexit would mean we didn't have to bother with these unintelligible units.

Back to chains, roods, Fahrenheit and groats.

What I don't understand is why warm or hot weather is always reported in degrees F "Today in London it was 85" yet cold weather is Fahrenheit "temperatures tonight will drop to minus five".

Chains are still in use on UK railways as are miles and furlongs in horseracing.

Groats (groschen) were still in use in Austria until it joined the Euro.

By the way, did you know that the EU official English language guidance states that the plural of Euro is Euro and the plural of cent is cent? Euros and cents are officially wrong.

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Replying to leon0001:
RLI
By lionofludesch
12th Apr 2019 11:01

leon0001 wrote:

What I don't understand is why warm or hot weather is always reported in degrees F "Today in London it was 85" yet cold weather is Fahrenheit "temperatures tonight will drop to minus five".

Chains are still in use on UK railways as are miles and furlongs in horseracing.

Groats (groschen) were still in use in Austria until it joined the Euro.

By the way, did you know that the EU official English language guidance states that the plural of Euro is Euro and the plural of cent is cent? Euros and cents are officially wrong.

Yes, I did know that. You're not supposed to pluralise them.

Acres are still in common use - an area for ploughing, measuring one chain wide and one furlong - or furrow length - long.

I don't see what's complicated about having 16 ounces in a pound or 14 pounds in a stone.

Body Mass Index is a weird one. It's not an index, for a start. It's measured in kilograms per square metre. What's all that about ?

Minus 5 Fahrenheit is very cold. We don't get a lot of that round here. Or, indeed, anywhere in the UK.

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Replying to lionofludesch:
By Red Leader
12th Apr 2019 11:57

Thanks for that. 220 yards x 22 yards somehow makes more sense than 4,840 sq yds.

Body Mass Index is kg divided by metres (height), rather than by sq metres.

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Replying to Red Leader:
RLI
By lionofludesch
12th Apr 2019 12:22

Red Leader wrote:

Thanks for that. 220 yards x 22 yards somehow makes more sense than 4,840 sq yds.

Turning the plough is difficult. Hence the need for a long, thin plot.

Quote:

Body Mass Index is kg divided by metres (height), rather than by sq metres.

Well, you're just wrong there.

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Replying to lionofludesch:
By Red Leader
12th Apr 2019 12:12

lionofludesch wrote:

Red Leader wrote:

Thanks for that. 220 yards x 22 yards somehow makes more sense than 4,840 sq yds.

Turning the plough is difficult. Hence the need for a long, thin plot.

{quote]

Body Mass Index is kg divided by metres (height), rather than by sq metres.

Well, you're just wrong there.

[/quote]
BMI - ah yes, you're right.

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Replying to Red Leader:
RLI
By lionofludesch
12th Apr 2019 12:25

Red Leader wrote:

BMI - ah yes, you're right.

Phew! If you were right, my BMI would be in the sixties. If not seventies.

Mind you, I'm not sure kilograms per metre makes any more sense than kilograms per square metre.

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Replying to leon0001:
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By C Graham
12th Apr 2019 11:32

That's because it is a single currency (hehe)

actually I presumed it was probably because not every country puts an S at the end to pluralise a word. But then we refer to the European Union (Eng lang) and ECB - all abbr from English ?

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Replying to C Graham:
RLI
By lionofludesch
12th Apr 2019 11:38

C Graham wrote:

actually I presumed it was probably because not every country puts an S at the end to pluralise a word.

That's not a barrier. Each language can invent its own plural. It's either that or we all start learning Esperanto.

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Replying to lionofludesch:
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By C Graham
12th Apr 2019 11:55

'barrier' ? Where was that mentioned?

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By memyself-eye
10th Apr 2019 18:37

The prevalence of cash is NOT increasing, it's going down. Spurs new stadium does not take cash at any of its' outlets and overall its' use has halved to 31% of all monetary transactions. The cost of counting, sorting and paying in cash to the few bank branches still left in the UK far outweigh any transaction fees on card payments. An additional bonus for retailers is that folks spend more on card purchases (cos they don't look too closely at the price....)

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Replying to memyself-eye:
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By leon0001
12th Apr 2019 10:48

"its' outlets and overall its' use"

No apostrophes, please.

You're welcome.

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By Matrix
10th Apr 2019 18:40

It is due to card fees.

Whether they declare for direct or indirect purposes I don’t know, HMRC apparently have comparables for similar businesses.

It doesn’t mean they don’t have a til roll.

I wouldn’t want to be their accountant and obviously it should be marked high risk for anyone who takes these jobs.

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By WhichTyler
10th Apr 2019 19:26

Here in that London, I've come across several pubs and cafes that actually won't take cash. Which is challenging to those of us with joint accounts...

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By johnhemming
10th Apr 2019 19:37

I recently had some building work done on my office in Birmingham. It took some doing to find builders willing to be paid via a cheque (or actually BACS). Although card fees are an issue, there is also quite commonly an issue of under declaration. I agree with David that we should be less tolerant of this.

One potential tradesperson wanted an additional 20% to be paid via a bank account.

There are legitimate reasons for not wanting to use payment cards, but we should not pretend that underdeclaration is not an issue.

I have found that pubs now do more and more by card. I particularly like the Wetherspoons app which enables ordering drinks to be brought to the table. Payments are taken via card. I have also found a growth in cashless outlets.

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By paulwakefield1
11th Apr 2019 08:40

Thank heavens for cash. I like paying in cash - if you haven't got it, you can't spend it, it's one less thing to reconcile in the bank (OK - I know I'm one of the few that record personal transactions but, hey, I'm an accountant) plus it's easier tipping. I have had quite a bit lying around recently after selling a few things - when you're in a car park, a wad of cash handed over is a lot easier than sorting out and confirming a bank transfer.

And I can't remember the last time that I paid in cash at a shop or pub that wasn't rung on the till. And the last time I was asked for cash for clearly dodgy reasons was a long time ago (obviously I politely declined); it does happen of course - I am not that naive.

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Replying to paulwakefield1:
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By Tomazaan
15th Apr 2019 09:26

Call yourself an accountant! I have reconciled my personal spending (down to the last peny AND including cash) since I was 12. I have kept written records on the computer for the last 30 years. I used to think that anyone not doing this was weird but I gather I may be a bit odd. :)

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Replying to Tomazaan:
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By paulwakefield1
15th Apr 2019 10:34

Don't you find keeping written records on the computer makes it difficult to see what the screen is displaying? :-)

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Bramble
By Chris.Mann
11th Apr 2019 08:44

I've lost count of the number of times where, I'm specifically asked, if I want a receipt? Obviously, an attempt to save the planet?
In our immediate area, retail outlets have noticed a significant increase in card transactions, due to the closure of numerous bank branches, in the locality.
Apparently and, quite understandably, the older members of the population aren't prepared to stand in the street, alongside cash dispensers, in the current crime climate, so they use cards for good bought.
As for "Like I said it makes me very angry" - really?
Frightened pensioners, victims of crime and, those who are vulnerable in society and, it's an increasing sector, now, that's what makes me upset.
As for me, well, I'll carry on looking for that moral high-ground.

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By craig__2k4
11th Apr 2019 08:49

I feel angry when people call it 'Tescos'.

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Replying to craig__2k4:
By JCresswellTax
11th Apr 2019 09:05

craig__2k4 wrote:

I feel angry when people call it 'Tescos'.

This really pisses[***] me off too, almost as much as lose/loose and advice/advise!

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Replying to JCresswellTax:
RLI
By lionofludesch
11th Apr 2019 09:17

JCresswellTax wrote:

craig__2k4 wrote:

I feel angry when people call it 'Tescos'.

This really pisses[***][***] me off too, almost as much as lose/loose and advice/advise!

For me, it's split infinitives.

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Replying to craig__2k4:
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By Cheshire
11th Apr 2019 09:12

Or use Your/You're, their/there, to/too incorrectly.

Latest pet hate heard at a client of a client - 'youse' prounced ewes instead of are you?!

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Replying to Cheshire:
RLI
By lionofludesch
11th Apr 2019 09:25

Cheshire wrote:

Latest pet hate heard at a client of a client - 'youse' prounced ewes instead of are you?!

Is that not the plural of "you" ?

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Replying to craig__2k4:
David Winch
By David Winch
11th Apr 2019 10:18

Where I used to live everyone shopped at "Asdasis".
David

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Replying to craig__2k4:
By penelope pitstop
12th Apr 2019 08:45

In that case I'd hate to see you when they call it "Tescosos".

Temper, temper!

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By SXGuy
11th Apr 2019 09:12

Oh dear..

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Replying to SXGuy:
Bramble
By Chris.Mann
11th Apr 2019 09:20

"and, that's where we must leave them children"..........

Watch with Mother (BBC) circa 1960's

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Replying to Chris.Mann:
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By andy.partridge
11th Apr 2019 09:36

The pub, if you're David Cameron.

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Replying to andy.partridge:
Bramble
By Chris.Mann
11th Apr 2019 09:40

Oh yes, I'd forgotten about that incident.

Just like "call me Dave" and, presumably, his Special Branch entourage did?

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Replying to Chris.Mann:
RLI
By lionofludesch
11th Apr 2019 17:43

Chris.Mann wrote:

"and, that's where we must leave them children"..........

Watch with Mother (BBC) circa 1960's

Ah - Bill and Ben !! Like Asda, they were from Cas Vegas.

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