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Changes to paying HMRC

Why have HMRC changed payment methods?

i’ve just had an email from HMRC informing me that from January 2018 they will no longer be accepting payment by personal credit card, anyone know what’s behind this?  I find it hard to understand in a time when they are sending in debt collectors after not very long that they have now essentially cut off many people’s last resort for paying their tax bill.  I’m also confused about why it’s ceasing halfway through January, rather than the 31st January...I think this will force more people into taking out payday loans to pay HMRC in “cash”, very shortsighted in my opinion...

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27th Oct 2017 16:18

Does anyone know the actual rationale for this decision?

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By stratty
27th Oct 2017 16:43

Perhaps they don't want taxpayers settling liability with a personal credit card because it is forcing them into debt?

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to stratty
27th Oct 2017 16:45

Like HMRC care about taxpayers .........

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27th Oct 2017 16:51

It's the law. They won't be allowed to charge an extra wedge for accepting payment by credit card so they've decided not to accept credit card payments at all.

It's changing for everyone, not just HMRC.

The big losers will be airlines.

Here's something about it.

https://abta.com/news-and-views/news/new-guidance-on-the-2018-changes-to...

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27th Oct 2017 16:50

I can confirm lionofludesch's view

No surchage, no card.

Must admit if we too credit cards I would do the same.

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27th Oct 2017 16:54

Surprised this news seems to have passed under the radar.

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27th Oct 2017 18:07

It was mentioned in many newspapers in July - see for example
https://www.theguardian.com/money/2017/jul/19/charges-paying-card-banned...

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to michaelblake
27th Oct 2017 18:21

michaelblake wrote:

It was mentioned in many newspapers in July - see for example
https://www.theguardian.com/money/2017/jul/19/charges-paying-card-banned...

Quite - that's why I say I'm surprised.

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By DMGbus
27th Oct 2017 18:07

The reason is this...
1. New EU regulations forbid businesses / organisations from charging extra for accepting payment by personal credit card
2. HMRC state that they are "required" to only accept payment by credit card if this costs nothing extra to them
2. Non-personal credit cards can be charged the extra fees so will still be accepted by HMRC

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27th Oct 2017 18:20

I have to say that I buy loads of stuff with credit cards and am very rarely asked for a surcharge.

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28th Oct 2017 09:48

I wonder if the debt management team will continue to ask people if they can get a credit card and pay their tax bill with that.

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to lesley.barnes
28th Oct 2017 09:57

Probably. They have no line of communication with the rest of HMRC so they won't have heard about this.

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28th Oct 2017 11:05

The reason is, because they will no longer be permitted to pass the processing cost on to the payer, it would be wrong to make the rest of us taxpayers foot the bill.

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to SteLacca
28th Oct 2017 12:56

That's true - but it could apply to anyone accepting payment by credit card.

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