Does anyone know if this is correct?

I have been refused SEISS because I paid PAYE for 10 months and self employed for 2 months in 18/19

Didn't find your answer?

HMRC says because my non trading income was £43000 for 2018/2019 and my trading profits were £3950 for the same period, I am not eligible. The 43K was when I was employed on PAYE and the 3950 was self employment. I do not understand this and HMRC's website does not appear to explain this.

Replies (14)

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RLI
By lionofludesch
04th Jun 2020 18:15

Your trading income is £3950 and your non trading income is £43000.

£43000 is more than £3950.

What exactly don't you understand?

Be precise.

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Replying to lionofludesch:
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By TheWumag
04th Jun 2020 18:32

So as I understand it, if I had become self employed 4 months earlier and had profits near to my PAYE earnings, I would be eligible? Nobody can predict when the opportunity will arise to become self employed surely.

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Replying to TheWumag:
RLI
By lionofludesch
04th Jun 2020 18:45

TheWumag wrote:

So as I understand it, if I had become self employed 4 months earlier and had profits near to my PAYE earnings, I would be eligible? Nobody can predict when the opportunity will arise to become self employed surely.

Near to ?

Not good enough.

Has to be more than.

Them's the rules. Don't feel singled out, there are plenty more in your boat.

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Replying to lionofludesch:
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By TheWumag
04th Jun 2020 18:50

Oh well.........................Universal credit it is then, and start the old job search.........fat chance!!!!

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Replying to TheWumag:
By petersaxton
04th Jun 2020 19:33

your understanding is wrong
your trading profit has to be 50% of your non-trading income

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JCACE
By jcace
04th Jun 2020 18:21

To be eligible, amongst other things, your self employment income needs to be at least 50% of your total income.

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Replying to jcace:
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By TheWumag
04th Jun 2020 18:46

I do understand that much. But surely, it would have been fairer to assess it on a pro rata basis, because nobody can predict when the opportunity to become self employed will arise during their working life. seems like an excuse to exclude newly self employed. I paid all my taxes and NI contributions while on PAYE.

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Replying to TheWumag:
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By paulhammett
04th Jun 2020 18:52

It might have been fairer that way, but the rules are the rules.

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Replying to TheWumag:
RLI
By lionofludesch
04th Jun 2020 18:54

TheWumag wrote:

..... because nobody can predict when the opportunity to become self employed will arise during their working life. ....

I'm not sure many folk saw the coronavirus coming either.

I'm not unsympathetic, but there are many hard cases along the route.

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Replying to TheWumag:
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By Cheshire
04th Jun 2020 19:42

Lots of people are slipping through the net.

But at least with that amount of income you should have had some savings behind you to provide some backup.

There are lots of jobs up for grabs, just might not be in the area you would normally think to apply for, so Im sure you could find something if you have anything about you.

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By ECConsultancy
04th Jun 2020 20:33

Hi, I have appealed a number of these situations - Unsuccessfully. It's a very unfair position. Best of luck on the job hunt.

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Replying to ECConsultancy:
RLI
By lionofludesch
04th Jun 2020 23:32

What were the grounds of appeal?

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Replying to lionofludesch:
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By Cheshire
05th Jun 2020 13:09

I asked that yesterday on another of ECC's posts - no answer to either of us!

Bit like the unanswered Qs about annual payroll for Directors.

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RLI
By lionofludesch
04th Jun 2020 23:42

To be fair, on a monthly basis, your employed income was £4300 a month and your self employed income £1950.

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