I've been ploughing through emails that were put on the back burner, including one from a client with an attached amended S/A calc. I could see exactly what HMRC had done wrong, and so set myself a reminder for 8am to get on the phone to them.
But Oh! Happy days. They've fixed it, removing my need to call them.
If only the rest of the day can be as joyous.
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My happy start was when I got a phone call from NS&I telling me I'd won the 'big one' on the May premium bond draw today.
Then I stopped dreaming and got out of bed.....
More important than the win may be the tax free income, whilst investment wise possibly not the most efficient arrangement of one's affairs, arranging them so Her Majesty's Bloodsuckers get nothing must be one of the most satisfactory achievements ever, forget bucket lists scaling mountains and rowing the Atlantic, this challenge is surely the big one. (My Dad came pretty close but his state pension and RA caught him out dragging him into being a taxpayer, the rest though was over time 100% sheltered)
Euromillions excepted?
That got me a-googlin'
In Portugal, any prize worth more €5,000 is taxed at a rate of 20 percent, while there is a levy of 35 percent in Switzerland on any winnings over CHF1 million. Spanish prizes of more than €40,000 are subject to tax at 20 percent.
You can only claim a EuroMillions prize in the country where you bought your ticket, so you will have to accept the local rules on tax even if you are not a resident of the country.
Not sure about France - does the local mayor rake off 50% and the rest go on roof repairs?