Little things sum up.
I am from Madrid and traffic is horrendous. Commuting one hour for work is normal for many workers. That is 440 hours or 19 days per year inside your car without sleeping. Extrapolate that to a whole professional career...!
As I keep building my practice based on sole traders, I find I spend a lot of time explaining payments on account. Not only that, once the client has understood what they are, I spend some more time listening, like a good psychologist but without charging for it, how unfair the payments on account are.
I would like to send them a video from youtube explaining what they are but I reckon I will have to create one on my own as 90% of my clients are Spanish!
Well, this post is not asking anything. Just to vent. Thanks for listening for free.
Have a nice weekend!