I looked into fee protection insurance a couple of years ago, but was disappointed by the salesman's approach who had failed to tell me I needed a licence if I was to receive commission from sales to clients taking up the fee protection insurance. I am now making a fairly good profit, and am wondering whether yo buy a fee protection insurance policy that covers all my clients without making an extra charge to them (thus avoiding receiving commission and all the FSA regulations that go along with that). What experience have other sole practitioners had and would they recommend any particular product? I had a client ring me yesterday who was keen to have the protection in case of investigations by HMRC and I am thinking this might be a good add-on for clients. But what do you think? I very much welcome your experience and comments.