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HMRC Cheque

HMRC Cheque

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Hi,

Client has not cashed a HMRC refund cheque! How long are they valid for, does anyone know? six months springs to mind.

Thanks

Matt

Replies (9)

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By johngroganjga
17th Oct 2015 12:44

Yes it's 6 months for all cheques, not just HMRC ones.

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By Sandnickel
17th Oct 2015 12:52

Common misconception
There's no expiry date on a cheque. It's at the banks discretion to honour it or not. Generally a cheque over 6 months old is rejected though and it's difficult to get a bank to change their mind on this.

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By johngroganjga
17th Oct 2015 13:26

Yes banking practice was what I was referring to. No misconception on my part.

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By the_Poacher
17th Oct 2015 15:31

send it back
Return the cheque to HMRC and ask them to reissue it

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By johngroganjga
17th Oct 2015 15:49

Only
... If it's over 6 months old! Otherwise just bank it.

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By MDK45
17th Oct 2015 16:42

Yup, one to be returned as older than six months, groan!

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By Sandnickel
17th Oct 2015 20:15

I would take it to the bank and ask
I've seen a 12month old cheque presented before now.

@John I didn't specifically aim my comment at you but as you commented that all cheques aren't valid after 6 months you weren't very clear in your answer.

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By johngroganjga
17th Oct 2015 21:41

I didn't say that cheques weren't valid. I was referring to the longstanding practice of the banks to return cheques presented after more than six months as out of date.

I agree that in this case asking the bank to clear it first would be best.

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By Wanderer
18th Oct 2015 10:10

Just pay it in at the bank using one of those envelopes in which you enclose a paying in slip & the cheque.

You will probably find it just goes through.

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