How to cover NI Contribution GAP

best way to cover 2 Years NI contribution Gap to qualify for state pension

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Hi there,

The gentlement is 65 years old and Currently receiving pension credit

He has been advised he is missing 2 years contribution to qualify for the state pension.Question is how does he cover this gap?

Option 1-Class 3 Voluntary (problem is expensive about £15)

Option 2-Class 2 (problem is backdated self assessment could trigger late filing penalty)

what could possibly be the best course of action?

Replies (5)

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By Tim Vane
12th Apr 2018 19:05

How could a backdated self assessment trigger a late filing penalty? That makes no sense.

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Replying to Tim Vane:
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By jaha12
12th Apr 2018 19:16

Tim Vane wrote:

How could a backdated self assessment trigger a late filing penalty? That makes no sense.


If self assessment is not submitted on time does it not trigger penalty? Say 2013/14 SA submitted on 12/04/2018 Would it not attract late notification or filing penalty?
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Replying to jaha12:
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By Matrix
12th Apr 2018 19:46

Class 2 NI was not paid through self-assessment in 2013-14. Was he self-employed that year and, if so, why was no tax return submitted and no Class 2 paid?

He may be able to pay for years when he was self-employed but no Class 2 paid. I recently got an extra 3 years for a client the same age.

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Replying to jaha12:
By Tim Vane
12th Apr 2018 20:15

jaha12 wrote:

If self assessment is not submitted on time does it not trigger penalty? Say 2013/14 SA submitted on 12/04/2018 Would it not attract late notification or filing penalty?

Not in the circumstances as you have described them.

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RLI
By lionofludesch
13th Apr 2018 08:07

Why doesn't he just pay the £15 ?

Personally, I think it looks far too suspicious that the guy suddenly remembers a self employment he had in those missing years.

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