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Incosistency, Unfair or a trick missed

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I am hearing from cients how Universal Credit is also not fair.

If you have savings of over £16k you will not be eligible. Majority of them are reasonable and say ok, the Government does not have free money so if you have saving so one should use it.

But why they are frustrated is because some sef employed or employed individuas can have £50k of savings but they can still get the grant of up to £2.5k, however people with savings of £16k can not get thre £94.25 per week.

If the rational is to use your savings, that should have been a uniform rule

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By paul.benny
03rd Apr 2020 14:15

Where do you get the £50k of savings from?
The savings limit for UC has not been changed - see https://www.citizensadvice.org.uk/benefits/universal-credit/before-you-a...

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By ireallyshouldknowthisbut
03rd Apr 2020 14:15

"I don't make the rules, I just tell you about them"

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RLI
By lionofludesch
03rd Apr 2020 14:16

It's not really designed for this scenario.

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By Duggimon
03rd Apr 2020 14:22

You are not comparing the same things. You could equally say that people with £16k in savings shouldn't be allowed the 2 for 1 offers in Tesco.

The grant for self employed people is to cover their income while there is a crisis happening. There is a similar scheme covering the wages of employed people so they don't get made redundant.

Universal credit is available for people who are unemployed. It has always been available for people who are unemployed and has always had the qualification that you have to need it to get it.

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Replying to Duggimon:
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By insolventnl
03rd Apr 2020 19:07

Duggimon wrote:

You are not comparing the same things. You could equally say that people with £16k in savings shouldn't be allowed the 2 for 1 offers in Tesco.

The grant for self employed people is to cover their income while there is a crisis happening. There is a similar scheme covering the wages of employed people so they don't get made redundant.

Universal credit is available for people who are unemployed. It has always been available for people who are unemployed and has always had the qualification that you have to need it to get it.

Not entirely

Not everyone who is working falls into a scheme - ie people who started self employment post April 2019 or people who were self employed but changed to a limited company recently.

They are genuine working class people. They have succombed to the fact they wont get the other help but now because they have savings they are being punished for that also. So they loosing out on all fronts. Is that not unfair?

Whereas a self employed who was say self employed for a few years can have savings of £50k but still get the self emplyment income support.

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Replying to insolventnl:
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By Matrix
03rd Apr 2020 19:13

I know, I have had to deal with the winners and losers from clients as we all have all week.

Any thoughts on the entrepreneurs relief thread - you didn’t come back?

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Replying to Matrix:
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By insolventnl
03rd Apr 2020 21:49

Matrix wrote:

I know, I have had to deal with the winners and losers from clients as we all have all week.

Any thoughts on the entrepreneurs relief thread - you didn’t come back?

I got to the bottom of that - thanks

Simply put - they can not open another company or do a similar trade for a mn of 2 years.

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