Advised pensioner client to ask wife to go online and make HMRC claim to transfer marriage allowance to him. Aging client said he was well up to doing stuff online!!!
After client's wife received "HMRC" letter with "HMRC" form to sign, I asked client to ensure claim form was signed correctly before he sent it on to HMRC.
AT VIRTUALLY THE LAST SECOND I asked client to send the completed marriage allowance claim form to me to check......just in case.
Glad I did so. The "HMRC" claims form was in fact from a Marriage Allowance Claims company. The signed form LEGALLY ASSIGNS the tax repayment to the claims company. A check on the Internet reveals that the claims company charges 50% of the tax repayment for the privilege of making what is the most simple of claims.
Client is oblivious to what he almost did. And maybe I would have been 1% responsible.
I really should have filled in form 575 myself. Think I will do that now. (Sorry, wrong form - see my correction to form 575 below).