My husband and I are thinking of starting a family. I am the director and sole employee of a limited company which is fairly new. I only pay myself £663 per month, pay no NI contributions and take no dividends. As I am the sole worker the business would be put on hold while I am on maternity leave and without anyone else there it would take no money. I was told to look into maternity allowance but I’m not sure if I’d be eligible and my accountant is on annual leave so I thought I’d ask here. What would be my best course of action? I’ve read a few things on the government website but I’ve found it all very confusing to be perfectly honest. Am I paying myself too little or too much to claim maternity allowance. As the business isn’t making a profit and not pay9ng NI I’m assuming it wouldn’t be able to cover SMP for me .