I set up a limited company three years ago with two friends. We each own 33%. The profit is way beyond our expectations and each month we split 'our share' available for us to pull a dividend into a side account of the business. Effectively keeping all the money in the business but earmarking an amount for each of us as our own which we can pull as a dividend when we like. Due to not wanting to exceed the 100k mark per tax year for dividend and salaries we've each kept a large portion of this in the business to pull out at a later date. I currently have around 150k available in my 'side pot' ready to do what I like with. Instead of pulling out all this money and paying a huge amount to do so. I thought I might set up a separate company and move my amount into that business in order that I can Invest it privately in property or similar. The other two share holders would not object to this happening. Would a business loan be the best course of action here? Would moving 'my allocated amount' of money from the business protect it in anyway so that it is now under my sole ownership? Anything else I've not thought of? Any advice would be really helpful.