Has anyone else tried to set up a Personal Tax Account , having received an email from HMRC, I thought that I ought to do this as some of my clients may well ask. You have to verify yourself through a series of screens and via one of a number of organisations, I chose The Post Office as it was the first on list and had to input Passport and Driving Licence details ( no problem ) but then it asked me which credit card I had applied for in 2004. Well, sometimes I forget what I did yesterday, let alone 2004 , so I failed the verification process. The process takes 10 to 15 minutes and can involve scanning a bar code using a mobile app. If this is how HMRC are expecting everyone to set up the new digital service giving people a better understanding over their tax affairs !!! , it's going to fall at the first hurdle . ( no surprise ) .