Let's say for whatever reason you expect you won't be able to do all your personal returns this year, you estimate you will miss the target by 2 a week. Someone messages you and asks if you need any assistance (they must be psychic!) and you tell them you can pay them £x/hour £x/return.
I did continue this story but do you know what, I'll just ask! If I were to approach firms offering to do a return here and there (I appreciate my 'hit' rate might be nil, it's just something I'm considering) and they were to pass me something to do, how exposed would I be? As in, heaven forbid, say I misunderstand something/apply an old rule/lose the ability to add up/whatever, and the client suffers financial loss, am I about to get sued by the accountant or is it a case of their checks take that off me (and I get black-balled by them for obvious reasons!)? Not trying to absolve myself (I always do my best of course), just curious where in the scale of self-emplyed 'my client my risk' and employed 'my employer's client, their risk' I am, as I have only ever been the latter.
Happy to get PPI (and likely will regardless, as I'd also like a few of my own clients), but just curious which work will cost me my house if I err :)