Hi everyone
I have a client (born 1966) who has just checked her National Insurance contributions record.
She has 33 qualifying years of full contributions (all before 6/4/16)
I understand under the new state pension rules that 35 qualifying years are required in order to achieve a full new state pension.
Is it correct that it is as straightforward as 2 more years of full contributions being required?
Many thanks in advance
Replies (6)
Please login or register to join the discussion.
If she was born in 1966 she'll be claiming under the new State Pension rules which came into effect from 6 April 2016.
So to be entitled to the full basic State Pension she only needs 30 qualifying years, which she already has in place.
Are you sure? I think it is 35 years now for a full state pension, rules changed in April 2016.
SteveRA,
Just going off the guidance on Gov.uk, which suggests 30 qualifying years for a full basic State Pension
Ah I see, but that is for the old style pension and the op's client will have to claim the new version which is 35 years' contributions.
I'm encouraging clients to set up their personal tax accounts as this is one of the useful things that is actually on there already, so they can check it directly.