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SEISS eligibility

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Hi

I'v been a self employed bricklayer for 4 years now on sites. I have done my own self assessments. All my tax is up to date. Iv been told I'm not eligible for SEISS because Iv been filling out my return as employed.

Comes from the very first question. It asks. Have you worked for any business or agencies in the last year. I and I have now found out thousands more in construction have ticked yes. That flags us up as employed & not eligible for SEISS. We are now classed as employed but can't get furloughed cause we don't have an employer. Also can't get bounce back cause HMRC are telling the bank we are employed. At the beginning of lockdown I was a self employed bricklayer. Now I'm employed with out a employer. 

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By Tim Vane
04th Jun 2020 16:50

So on your self assessment form where it asked you for your employer's PAYE reference and the details from your P60, what did you say?

Anyhow, never mind. The amount of money you have saved by not paying the correct national insurance for the last few years may well be a significant portion of the amount you would have received from the scheme anyway, so it's swings and roundabouts.

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By DB89
04th Jun 2020 16:57

I have seen this alot recently! Its why accountants don't build houses and why a brick layer would be best using an accountant.

Unfortunately there is not alot you can do. Due to the way you have completed your returns you will of received an excessive refund/underpaid tax for each year you have been self employed.

Each case I have looked the amount they have underpaid in tax is in excess of the SEISS grant they would of received. I imagine HMRC may start looking into these at some point in the future.

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By Cheshire
04th Jun 2020 16:58

Andy1972 wrote:

Hi

I'v been a self employed bricklayer for 4 years now on sites. I have done my own self assessments. All my tax is up to date. Iv been told I'm not eligible for SEISS because Iv been filling out my return as employed.

Comes from the very first question. It asks. Have you worked for any business or agencies in the last year. I and I have now found out thousands more in construction have ticked yes. That flags us up as employed & not eligible for SEISS. We are now classed as employed but can't get furloughed cause we don't have an employer. Also can't get bounce back cause HMRC are telling the bank we are employed. At the beginning of lockdown I was a self employed bricklayer. Now I'm employed with out a employer. 

What is the question?

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By SXGuy
04th Jun 2020 17:26

Had a cis subbie ring me last week asking why he can't be furloughed. It appears the coronavirus has exposed a lot of these subbies who thought they were employed simply because they have tax stopped under a paye scheme.

If it hadn't been for the virus, I doubt we'd have ever known that the subbies doing their tax returns themselves have been doing it wrong all these years.

It also annoys me that hmrc have let this slip for all these years as well.

But as others have said. Say you get this mess sorted and you end up being eligible, would you like to repay the last 4 years national insurance contributions you've failed to pay since you've filed your tax return wrong for 4 years? Perhaps it's best to let this one go and get an accountant next year.. Lesson learned.

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By BIGWAL
04th Jun 2020 18:32

Also raises the question whether Class 1 NI contributions were made. So may have saved money but no NI credits towards state pension entitlement,

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By Cloudcounter
04th Jun 2020 19:00

Andy1972 wrote:

Comes from the very first question. It asks. Have you worked for any business or agencies in the last year.. 

No it doesn't. It asks "were you an employee, director, office holder or agency worker. . . . Please read the notes before answering"

And question 2 asks if you were self employed.

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