I have a client who does building work and invoices insurance companies for work of this type. The client's customer has a £250 excess so I assumed my client would invoice the insurance company as follows;
Total due £2,150.00
Insurance company states that the excess should be taken off the net amount though so they pay less VAT and less cost of course overall.
I'd be grateful if anyone could clarify who is correct and if possible provide a link to the VAT notice that covers this.