I need to recommend a simple software package for my clients in light of MTD. I think Quickbooks, Sage etc appear to be complicated and clients get themselves into a mess without realising. I use VT accounts and have some experience of transaction plus but not a lot. I am aware that you can feed in your bank statements but have not tried it. Has anyone used a VT software trainer? If so, does it save time or should I just work it out myself? Hope you Guys can help, thanks.