Client has 32 full years contribution but is unlikely to make any further contribution before state retirement age. The personal tax account anticipates a full pension assuming a further 3 years contributions will be made, which is unlikely. I am trying to calculate whether it is worth the client paying 3 years Class 3 contributions.
Does anyone know of a calculator that will show the state pension for 32 years contributions?
Thanks in advance for any help you may be able to give