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A word of caution.
https://www.accountingweb.co.uk/any-answers/pfps-insurance-company
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The biggest danger to cyclists are themselves.
Last week I was driving down the road and was approaching a bit of a jam. The wagon in front started to break, as did I. A cyclist came whizzing down, obviously in their own world, and went straight into the back of the wagon. Blooded face, the lot. I [***] myself laughing.
This morning going to work, it was pitch black. A cyclist was plodding along wearing dark clothing and had no lights fitted to the bike. An accident waiting to happen.
I’m sure there are some good, considerate cyclists. But from what I see, most of them are complete tools that dance with the devil every time they put their lycras on.
Don't get me wrong, there are some rubbish drivers too. Not giving enough space when passing a cyclist or trying to pass on narrow roads with oncoming traffic etc. Drivers are surrounded by steel though, cyclists aren't so they should do as much as possible to make themselves visible and remain safe.
Cheeky
Would you have enough discipline to give FT a wide birth if you seen him on the road or would temptation get the better of you and do a high speed drive by.
The cyclists in London are a different breed, I bet not many of those couriers lads see retirement age.
I think that's unfair. I don't think FT was a wide birth, he only put the weight on in later life.
Happy New Year!
I have read your blogs for a while, and you have mentioned growth on most of them!
To give me a rough idea, how many clients do you currently have (pre-Block Fees Ltd) and how many clients did you recently purchase?
If possible any split of self assessment, sole trader, small Ltd customer mix would be interesting to put your blogs into some kind of context.
You can be driving along a windy county road, with sharp hills, no verge and blind corners, only to have to stick the brakes on because some old fool is trundling along in the middle of the road on their bike.
I just assume that they don't care whether they live or die.
And finally, what's wrong with wearing a normal pair of shorts!
I get it that it ever so slightly helps with the aerodynamics and such, much in the same way that swimmers wear a tiny pair of speedos, but striding around in spandex is just horrible.
The idea of driving is that you can stop in the distance you can see. Check the Highway Code. What if it was a herd of cows or sheep in the road or someone on horseback? Cyclists have just as much 'right' to be on the road as you do & it sounds like they are considerably less danger to other road users than you are. Please don't bleat on about 'road tax' - 80% of cyclists also drive & roads paid for out of general taxation so everyone pays. Car tax or VED is emissions based - the more you pollute the more you pay. Electric & low CO" cars pay zero or very low car tax & cyclists produce zero emissions so would not pay anyway. Consider the differential in danger between a 90kg cyclist @ 15mph to a 2000kg car at 40mph?
And that attitude is the problem - many are so [***]-sure of their equal right to use the road, that they seem to forget they could easily get themselves hurt/killed whilst flaunting that right.
Yes - drivers should be aware of things potentially being ahead of them around bends and such, but the reality of the situation is that some wont. I wouldn't risk my life on it.