Studies: Exam Day
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I studied AAT and later ACCA quite a few years ago when I was an employee and I lived with my parents. Consequently, I had a lot of spare time during evenings, weekends and also could take several weeks away from work on study leave.
Now I have my own firm (albeit a very small one) and my own place, I couldn't imagine studying again, particularly something as hard as CIOT.
Good luck!
Just a thought, FirstTab: don't you think CTA is overkill for general practitioners like us?
Comparing it to general accountancy, I use a tiny fraction of what I learned in the ICAEW exams.
If I had the time to study now, I would do ATT. Could you transfer to that from the CTA course?
I personally don't think the syllabus is overkill - Virtually everything on there is relevant for a small practitioner (unlike say ACA).
The exams are very difficult, but the bite-sized snippets of knowledge within the syllabus that can (hopefully) be remembered aren't too complex .