Through Orange tinted spectacles
Neither Scottish, nor in Scotland, so just curious onlooker in this debate.
Though in danger of going off on a tangent, did anyone else notice the Orange march in Edinburgh? http://www.bbc.co.uk/news/uk-northern-ireland-29189287
Remember a lecturer of mine a few years ago (think it was in relation to the then still-Yugoslavia) describing Nationalism as rather like a firework - it can be very pretty and draw appreciative 'oohs', but it can also go off unexpectedly and leave nasty consequences.
One place where there may yet be an unexpected rebound is the NI peace process. And then of course there is the more obvious spin-offs, like independence for the Shetland Isles (and all their oil...).
Wonder if Westminster has already entered into discrete negotiations with the Shetlands?
Chancel Repair liability
Not an answer I'm afraid, but there is some background information on this issue for anyone interested at this website link:
"Stability is destabiling" - Minsky on banks
Interesting Radio 4 Analysis programme on last night looking at the work of economist Hyman Minsky, who coined the phrase "Stability is destabilising", in relation to banks and financial systems - it's available at:
Whilst Cloudcounter (above) is correct that the Co-op Bank has its faults, am less sure that the private banking sector sets an example to follow. To borrow from Radio 4 again, this time examining PPI: "Across Britain's banks as a whole, compensation costs have now reached more than £22bn...".
More on that at: http://www.bbc.co.uk/programmes/b03yqp8d
"Pear shaped" indeed.
Does this happen every year?
Does this happen every year at PII renewal time, or is this time different, I wonder?
Re: discussion of EU membership above:
Worth remembering that what is being discussed here are Treaties, which are still Sovereign pregorative powers in the UK (along with declaring war, dissolving Parliament, and a few other odds and sods...), and that whilst we (English, Scots, Welsh, NI) may be citizens of Europe, we are still technically subjects of the Crown.
Constitutionally, a Yes vote will cause a lot of fun and games...
Ownership of oil fields?
Related to Euan's point about boundaries - what is there to prevent the islands declaring independence themselves, and taking 'their' oil fields with them?
This could get interesting...
No, actually it does rain
- I've experienced it myself several times over the years.
Other charity acounting software
includes two who specialise in charity / church accounting software (including making Gift Aid claims):
There is also:
and I believe SAGE can be used too (some like it / some don't).
Sample independent examiner reports can also be cut and pasted from the Charity Commission website - seach for CC32, then go to the Appendices.
Thanks to Roland and David for your responses.