Thanks for your little bit of help. For the record, I have not made any previous mistakes with this client. 19/20 is the first year I am doing the return. New client 2 weeks ago. Don't make assumptions.
I have indeed made that accusation before. If you read to bottom of that previous post, the person responsible acknowledged that their initial response fell short.
Fortunately, I have a thick skin, and am brave enough to post my actual name. It is a shame that some people take the higher moral ground and try to make others look foolish.
I am a SP that doesn’t claim to be the oracle on all areas of tax. I deliberately did not post my own conclusions so not to influence answers. Anyway, I am might be wrong – and imagine the ridicule I would be subjected to from far more intelligent people like ‘Wanderer’.
To answer your question, I am aware that Article 17 states that pensions will be taxed in (this case) in Spain. However, I was struggling with Article 18, and whether this includes state pension even though it does not explicitly say so.
I would say that being sarcastic and trying to make someone look stupid is trolling. I have not called into question your contribution to AWeb, but I see no merit in your unhelpful response. Keyboard warriors are always brave when hiding behind a false name.
.... and the first response is from a troll who hides behind a pseudonym !?! Yes, I have read the agreement and what it says about pensions. Is there any harm in asking others for clarity / second opinion ?
That is correct, which is why I think it throws up this anomaly.
I was expecting an extra amount of Student Loan repayment to be due as part of Self Assessment, because of rental income.
Client has already paid student loan repayment based upon £30,000 salary, but the taxable amount of that on SATR is only £27,000 after pension deductions.
Rental income takes taxable income to just below £30,000, so no additional loan repayments due.
I had worked it all out, and understood why this happened. But, as a sole practitioner, sometimes you want someone else's reassurance that your thinking is not flawed.
Apologies for previously mis interpreting your answers.....
I would say that being sarcastic and trying to make someone look stupid is trolling.
I had done some 'basic research' and, being the clever boy that I am, I had already looked at the hmrc manual you refer to. That doesn't answer the question I raised. The unearned income is above £2000. My question relates to the employer student loan repayments being calculated on gross income before pension deductions.
I am sorry if my presence on this forum causes you offence, and if my tax knowledge is much inferior to yours.
What is the point of this reply? Is this really a forum for trolling?
I have not asked this question before. The only other question I think you might refer to was completely different and related to a parent's income for their child's student loan application - and which rental income figure should be used in determining the level of parental income (inc or exc restricted mortgage interest).
This question relates to someone who is employed and repaying a student loan.
My answers
Thanks for your contribution.
It looks like my client already has the 'Certificado de Residencia Fiscal'.
It think it can take a while to obtain....
Thanks for your little bit of help. For the record, I have not made any previous mistakes with this client. 19/20 is the first year I am doing the return. New client 2 weeks ago. Don't make assumptions.
I have indeed made that accusation before. If you read to bottom of that previous post, the person responsible acknowledged that their initial response fell short.
Fortunately, I have a thick skin, and am brave enough to post my actual name. It is a shame that some people take the higher moral ground and try to make others look foolish.
I am a SP that doesn’t claim to be the oracle on all areas of tax. I deliberately did not post my own conclusions so not to influence answers. Anyway, I am might be wrong – and imagine the ridicule I would be subjected to from far more intelligent people like ‘Wanderer’.
To answer your question, I am aware that Article 17 states that pensions will be taxed in (this case) in Spain. However, I was struggling with Article 18, and whether this includes state pension even though it does not explicitly say so.
I would say that being sarcastic and trying to make someone look stupid is trolling. I have not called into question your contribution to AWeb, but I see no merit in your unhelpful response. Keyboard warriors are always brave when hiding behind a false name.
.... and the first response is from a troll who hides behind a pseudonym !?! Yes, I have read the agreement and what it says about pensions. Is there any harm in asking others for clarity / second opinion ?
That is correct, which is why I think it throws up this anomaly.
I was expecting an extra amount of Student Loan repayment to be due as part of Self Assessment, because of rental income.
Client has already paid student loan repayment based upon £30,000 salary, but the taxable amount of that on SATR is only £27,000 after pension deductions.
Rental income takes taxable income to just below £30,000, so no additional loan repayments due.
I had worked it all out, and understood why this happened. But, as a sole practitioner, sometimes you want someone else's reassurance that your thinking is not flawed.
Apologies for previously mis interpreting your answers.....
I would say that being sarcastic and trying to make someone look stupid is trolling.
I had done some 'basic research' and, being the clever boy that I am, I had already looked at the hmrc manual you refer to. That doesn't answer the question I raised. The unearned income is above £2000. My question relates to the employer student loan repayments being calculated on gross income before pension deductions.
I am sorry if my presence on this forum causes you offence, and if my tax knowledge is much inferior to yours.
Have a nice day.
What is the point of this reply? Is this really a forum for trolling?
I have not asked this question before. The only other question I think you might refer to was completely different and related to a parent's income for their child's student loan application - and which rental income figure should be used in determining the level of parental income (inc or exc restricted mortgage interest).
This question relates to someone who is employed and repaying a student loan.
oops. I hadn't read the actual judgement, just an online article. Thanks for replying
Therefore, you mean tax it in 17/18 ?