Member Since: 17th Jun 2014
16th Jul 2014
Like the Terminator, won't stop and cannot be reasoned with
I was declared bankrupt by these people because I couldn't raise the funds to pay what I owed them because I was in the middle of a divorce and my husband had slapped a home rights order on my property which prevented me from selling it or borrowing against the large amount of equity that is in the property. I have been self employed for 30 years so I am not entitled to any benefits. To cut an extremely long story short I eventually became a victim of the worst housing market for years, and now am in a position where I have had to involve my local MP who wrote to the Revenue to ask them to review my file. I am selling a house for £400,000 with IVA debt of under £250,000 but the Revenue insist on interest at 8.5% per year. Other creditors have been canvassed by my IVA supervisors to vary the IVA and drop the interest requirement and guess who was the only one who insisted it stayed? The end result is that there are 4 adults who are now going to be homeless thanks to HMRC and their totally unreasonable attitude. Even my IVA supervisor said 'this isn't a position I wanted to see you in'. I have cooperated fully with everyone, the HMRC debt accrued due to a rogue employee who carpet slid my business out from under me taking advantage of the fact I was busy trying to sort out my divorce. I have always paid everything my whole working life, never even had a speeding ticket. HMRC have agreed I can have £5000 from the sale proceeds, so on the day we move out of here I have to find somewhere to rent, pay the deposit and bond and move all in an afternoon. HMRC are totally unreasonable, they will not listen to anyone or take into account any other circumstances. As they pointed out in writing 'we are not a commercial organisation', no, they most certainly are not. They are totally cold, heartless and greedy.