Member Since: 11th Feb 2014
7th Nov 2019
e-sign.co.uk, since 2014, many features, like that recipient does not need user account to sign, and also choice of price plans (inc. payg, as & when needed).
3rd Nov 2018
e-sign.co.uk, 4 years now, easy to use, upload doc's, mark for signature (single or multiple) send, client opens link, reviews & signs. Downloadable signed doc with audit trail. Does the job (per tin..) and more.. (a lot of functions). We like it.
18th May 2018
I use E-Sign for document signing & saving, as & when (payg option), but not file sharing. Lots of features, cheaper than DocuSign. Works for me.
8th May 2018
E-Sign since 2014. Lots of features, easy to use, cheap & UK based. Also has ID verification option. Underlying QR code links to/verifies original document. PAYG or Monthly. I like it.
22nd Mar 2016
Like many I have either asked for certified copies or a meeting.
I have been using e-sign.co.uk for obtaining electronic signatures for all documents needing client approval, including engagement letters, since 2014.
E-Sign now offers AML checks, their 'Veri-me verification technology lets you check the identity of over 4 billion people, anytime, anywhere in the world.' I haven't tried this service yet, though I could now combine AML checks with my engagement letter.
Incidentally, E-Sign is raising some capital for equity (a few days left).
27th Apr 2015
UK based E-Sign
Late in the discussion, just seen this one and I use something unlisted here.
e-sign.co.uk, which is UK and EU compliant and easy to use, plus can be used to request additional verifiable info.
26th Mar 2015
Related party tansactions and Shareholders Agreement
Thanks again. Learning as we go on.
Very good point re RPT's. Balance Sheet shows loans outstanding to Directors, and other loans (secured - charge registered at CoHs). Also don't know if any RPT's through PnL or BS.
No ShA. Bulk of shareholders have invested through a crowdfunding platform. Sister and some others have A shares (voting, as invested above a certain limit) others have B shares (non voting). Unfortunately, the combined 'A' investor shareholding is insignificant. It is becoming clear that without a ShA (giving certain rights), or HNW investor(s) with a ShA in place looking after their and hopefully other shareholders interest, there is very little that can be done. As pointed out, scope of action somewhat limited.
We are reliant upon the management to perform their fiduciary duty and the professionals who provide them with the compliance services to exercise their duty of care.
23rd Mar 2015
Thank you again for the comments and suggestions. I have advised the directors (on behalf of my sister) that the accounts are not in the required format, and they should seek advise on the matter, and have referred them to the regulations.
I was advised by the directors, who have no knowledge of the regulations or requirements, that they rely on the accountants, who do the book-keeping, the vat, prepare the accounts and submit the returns. All these things are done and upto date, and the directors are happy with the service. Also, as far as I am aware, none of the other shareholders (100+) have queried or commented on the format. The director's, unless they take advise, don't know any better. No body else seems to care! Is anyone at fault, if no body is bothered?
I too was not bothered initially with the presentation, as Paul Scholes identified, the accounts received contained more information than would have appeared in the statutory format, and I was only interested in the numbers, and the accounts balanced.
I don't want my sister to appear to be a nuisance, nor cause the company to incur additional costs. Equally, I wouldn't want my sister's investment put at risk, from any consequences arising from the company's lack of compliance. The other concern now is that these accounts reflect on the quality of work undertaken by a firm of accountants, therefore should we be concerned about other compliance matters, ie. book-keeping, vat records etc. Unfortunately she does not have the % shareholding to request an audit.
We are having difficulty is deciding what course of action to follow.
The new Micro Entity provisions show much less information and presume the accounts present a 'true and fair view'. The accounts received do show more information, so do we just accept the accounts and ignore the regulations (particularly as the balance sheet does not state which provisions apply), as everyone else involved has done.
Do I now start presenting my LTD company clients with a copy of the management accounts at year -end and forget the formats, simplify the process, less burden on everyone, less 'red-tape' to deal with! Very frustrating...
22nd Mar 2015
Thank you for your comments, very useful and informative.
I have added some additional information above, to some of the points raised.
Also I don't think the accountants are affiliated, certainly no reference to any bodies on their website, though promoted as a 20 year old firm, maybe with new staff or owners!
I have also got the previous period's accounts, which are in the same format. I had seen these before, but didn't give much thought to the format as was only looking at the numbers at the time, as it was a start-up company.
26th Apr 2014
Meal expenses claim for self-employed
No simple answer. A lot of self employed people think that claiming costs of lunch, coffee, etc. is OK, if they have a day long business trip or working on site, but that isn’t the case (although the rules are different if you are an employee).
My understanding is that, as a self-employed person, you can claim “reasonable” costs of food and drink (actual receipted costs, and then generally only dinner and breakfast, lunch still would not be tax deductible) when you’re travelling on business, if:
Your business is by nature itinerant (for example, you’re a commercial traveller, taxi driver), or
You’re making an “occasional business journey outside the normal pattern”, or
You stay overnight on a business trip and claim the cost of accommodation as well as meals.
Guidance can be found at:
Another view (example of comments of the internet-nothing to do with me!)