Member Since: 6th Mar 2016
24th Sep 2020
Coming from a family of teachers exams were a way of life but I always hated them. I got a poor degree (probably due to depression) and took best part of five years to pass ACCA whilst working full time. Later I met my wife who started from the bottom in an accountants and, without any qualifications, now earns more than me. My eldest also doesn't have wonderful qualifications but also started at the bottom in the banking industry and is doing very well for herself.
What life has taught me is that qualifications aren't the be all and end all and there are many ways to succeed in this industry without having a few letters after your name.
3rd Sep 2020
Just to point out it's not the contractor's responsibility to pick up these errors since if they badly under quoted for another part of the job the client would expect them to honour the erroneous quote or withdraw their tender.
This is purely the client's responsibility and whether they choose to go after their representatives they employed who made the error is their choice.
25th Aug 2020
So if the homeowner had picked the same contractor from a list then the amount of VAT paid would be different despite the job itself being exactly the same? One wonders if the law makers deliberately make the whole tax system as complicated as possible to keep themselves in a job rather than creating a tax system that's designed to treat the end user fairly....
3rd Aug 2020
18 years working for the same company and little or no other employment elsewhere shows that the bloke is an employee regardless of what the tax system says. It's ridiculous that our tax system is so convoluted that there are so many ways to reduce your tax liability regardless of what job you do.
If the law is an "donkey" then I hate to think what the tax system is...
PS Having to use the word donkey because the other word for a similar animal is seen as offensive by this website. Go figure...
28th May 2020
Wonder how long it is before we see a shareholder sue an audit company for signing off a set of accounts that do not show a "true and fair view"? Until the audit and tax functions are separated then we'll see more and more of these issues.
14th May 2020
Just like the credit crunch very few if any will have seen this pandemic coming.
Primark's business model is not conducive to online retail but it works very nicely for its targeted customers and they usually do very well out of it. However, in the long term the "High Street" will disappear completely as will the Primark brand but you can bet your bottom dollar that their owners are planning for this and will be looking at the next option that will supersede online retail whatever that is because it will come.
7th May 2020
Filed claims with HSBC on Monday but nothing received. Tried to file another one for another company with Natwest yesterday and received their initial email acknowledging our request but only received the second email allowing us to apply overnight. Not expecting anything for a bit but have been deeply unimpressed by HSBC during this whole disaster and once this is over we'll be looking elsewhere.
Wonder if the benefit of Santander is that they're a Spanish bank so not beholden to our HMRC....
27th Apr 2020
When something like this can go all the way to a tax tribunal it shows what a swamp our tax system is....
24th Apr 2020
Did anyone else have problems with their online accounts timing out after a short amount of time? Even when I was only filing half a dozen I was running out of time but my missus wasn't having that problem so I'm wondering if there's a setting somewhere that needs changing. Any ideas?
24th Apr 2020
My missus hates it as well but I'm always a glass half full type of guy...
On a positive note we can see that our claims are going to be paid on Monday. Nice way to start the weekend....